First-Time Home Buyers
Mortgage Application Document Checklist
It's important to provide complete materials with your mortgage application so 1stAvenue Mortgage can respond as quickly as possible. Use this convenient checklist to help you gather the information a lender needs to assess your financial status. I will let you know if your situation requires additional or slightly different documents. If so, we'll note them in the space below so you can be sure to collect everything required for a swift and complete response to your application.
Make a copy of each document for 1stAvenue Mortgage and keep the original
in case a question comes up or you need it for another purpose in the future. It's also a good idea to organize these documents in a separate file or binder so you can easily find something if questions arise.
Income Information:
___ Paycheck stubs for the last 30 days ___ W-2 forms and personal tax returns for the last 2 years ___ Written verification of any other income sources
Residence Information:
___ Your address(es) for last 2 years ___ Landlord contact information
Debt Information:
For all outstanding loans and credit cards. ___ Creditor's name, your account number, monthly payment and balance
Down Payment Information:
Last three months' statements for the following. ___ Bank accounts ___ Investment accounts ___ Asset accounts ___ Retirement accounts
Information About the Property:
___ Purchase contract If a planned unit development, condominium or co-op: ___ Name of development or project ___ Phone number of homeowner's association ___ Bylaws and recent financial statement
Other Information:
___ Bankruptcies, judgments or liens against you
Additional Information Required:
___ ________________________________________________________ ___ ________________________________________________________ ___ ________________________________________________________ ___ ________________________________________________________
|